“Insurance is the bridge between risk and confidence in tomorrow.”
— Winston Churchill
The mission of JOI Consulting Group is to protect our clients’ interests in insurance matters and provide them with full legal support: from policy issuance to litigation with insurance companies.
We offer not only consultations and dispute resolution but also assistance in selecting, negotiating, and arranging all major types of insurance for both private and corporate clients.
Key Areas:
- Medical and Personal Insurance:
• Consultation on medical policies and their coverage;
• Issuance and support of life and health insurance policies;
• Representation in cases of denied claims by insurers. - Automobile Insurance:
• Selection and issuance of mandatory and voluntary insurance policies;
• Assistance in accident disputes and denial of claims;
• Legal defense of clients’ interests in court. - Property Insurance:
• Issuance of policies for residential and commercial real estate, equipment, and warehouses;
• Consultations on asset protection against fire, theft, and natural disasters;
• Recovery of insurance payments in case of company refusals. - Corporate Insurance:
• Development of comprehensive corporate insurance programs;
• Directors’ and Officers’ Liability Insurance (D&O Insurance);
• Evaluation and arrangement of corporate employee insurance (health, pension, life);
• Preparation and due diligence of insurance coverage in M&A transactions. - Specialized Insurance:
• Travel Insurance — policies for trips abroad: medical assistance, emergencies, cancellations, lost baggage;
• Cargo and Transport Insurance — protection of goods during transportation by sea, air, rail, or road;
• Cyber Insurance — coverage for company losses from cyberattacks, data leaks, hacking, and privacy claims;
• Agricultural Insurance — protection of crops and agribusiness from disasters, droughts, floods, and crop diseases;
• Art and Jewelry Insurance — protection of antiques, jewelry, collections, and artwork.
Insurance Disputes and Legal Defense:
The main problem for clients is refusal of insurers to meet obligations. That is why we focus on:
• Challenging wrongful claim denials;
• Recovery of insurance amounts through court;
• Representation of clients’ interests at all stages of proceedings;
• Conflict resolution via negotiation, arbitration, and mediation;
• Filing complaints with government regulators.
Who We Serve:
• Private clients (personal and property insurance);
• Small and medium businesses;
• Large corporations and international companies;
• Banks, investment funds, and insurance brokers.
Why Choose Us:
• Over 20 years of experience in insurance law;
• Ability to arrange and support all types of insurance in the USA, EU, Middle East, CIS;
• Comprehensive approach: from policy issuance to court defense;
• Focus on results and client protection;
• Transparency and trust.
Conclusion:
Insurance is a protection tool that works only when all parties fulfill their obligations. We ensure your rights are protected and insurance companies fulfill theirs in full.