“Bankruptcy is just a business tool, and knowing how to use it is part of success.”
— Donald Trump
Our Experience:
JOI Consulting Group partners with a team of attorneys with over 20 years of U.S. bankruptcy and restructuring practice, proudly defending clients’ interests in all types of procedures — from liquidation to full business reorganization.
Our Mission:
To help clients overcome financial difficulties, minimize risks, and preserve valuable assets by using bankruptcy as a tool for a new start.
Key Areas:
- Liquidation Bankruptcy (Chapter 7): representation in federal courts, liquidation of assets, debt relief, defense against creditor claims.
- Business Reorganization (Chapter 11): restructuring plans, DIP financing, representation of companies, boards, shareholders, and creditors.
- Individual Repayment Plans (Chapter 13): debt restructuring for individuals, asset preservation, repayment schedules of 3–5 years.
- Specialized Procedures: Chapter 9 (municipalities), Chapter 12 (farmers/fishermen), international aspects of U.S. bankruptcy law.
- Additional Competencies: contesting transactions, debt collection, director liability, creditor committees, federal bankruptcy litigation.
Who We Serve: corporations, SMEs, individuals, banks, investors, municipalities.
Why Choose Us:
• 20+ years of U.S. experience
• Deep specialization in Bankruptcy Code
• Comprehensive approach
• Results-oriented strategies
• Transparency and trust
Conclusion:
Bankruptcy in the U.S. is not the end — it is a legal mechanism to restructure debt and restore financial stability.
“Bankruptcy is the opportunity to begin again, more intelligently.”
— Mark Twain